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Alternative Commercial Finance

Authorised and Regulated by the FCA

Access to Funding when its needed


Giving you immediate access to discretionary capital

Finance to keep your Business or Property Investments rolling

Get the funding you need within days..

Business Finance

Our Products include:

Business Loans

Hybrid Business Loan

Asset Finance

Revolving Credit Line

Invoice & Factoring Loans

Business Bridging Loans

Business Cash Advance

Trade Finance & VAT Loans

Property Finance

Our Products include:


Commercial Mortgage

Bridging Loans

Investment / BTL Mortgage

Development Finance

Auction Purchase Finance

100% JV Funding

2nd & 3rd Charge Structured Finance

Short term Secured Finance


Why Us?

Whole Market

With over 100 non-traditional Alternative lenders, we provide a unique whole market approach


We provide a bespoke confidential professional face to face service, contact us for a Free Consultation


We are Regulated by the FCA and offer a unrivalled service working with the broadest panel of alternative funders

Quick decisions

We utilise market leading technology to provide our clients the quickest turnaround on applications

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Applying for Alternative Finance is easy with 24hr Approvals

Apply for Alternative Finance with Approvals in 24 hours followed by funding in days. Whether your rebuilding your business or getting ready to grow, Get ahead with a CSA...​

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With traditional funding becoming more and more challenging to obtain, CSA provide access to Alternative finance for UK Business owners along with Property Investors and Developers as they continue to recover and grow following Brexit and the Covid-19 pandemic.

  • Business Loans from £10,001 - £5,000,000

  • Property Finance up to 90% LTV 

  • Development Finance up to 75% LTGDV

  • Bridging Finance up to 90% LTV

  • Help on hand with your own account manager

  • Previous Credit issues catered for

  • Industry leading Rates

  • Immediate access to discretionary capital


Independent Alternative Commercial finance consultants Authorised and Regulated by the FCA with over 15 years experience. 

Credit Solutions Agency is an organisation that specialises in the business of providing Alternative Commercial Finance, our specialism covering all aspects of Business and Property Finance. Our panel of funders consists of challenger banks and alternative lenders. Most of our funders are non-high-street peer to peer, private equity or alternative finance providers including government backed business funding initiatives such as the current Recovery Loan Scheme. 


We offer finance otherwise inaccessible through traditional routes. 

Whether you need a Property Development Loan or Business facility to boost cashflow, working capital or funding for Investment or debt, we have the solutions with access to over 200 funders..

Furthermore, through our sister company Payments Lab, we also offer a market leading cost effective Payments Proposition with access to over 150 Alternative Payment Methods


Our products include:


  • Business Loans

  • Commercial Mortgage

  • Investment BTL Mortgage

  • Portfolio Lending

  • Bridging Loans 

  • Development Finance

  • Invoice Finance

  • Factoring Loans

  • Asset Finance

  • Business Cash Advance 

  • Trade Finance 

  • Revolving Credit lines 

  • Alternative Business Loan

  • Peer to Peer loans

  • Vat Loans

  • Mergers and Acquisitions Funding

  • Structured Finance

  • 150+ Alternative Payment Methods

We have the experience and alternative product range to meet your business or property funding needs. We endeavour to maintain total confidentiality whilst always offering a bespoke professional service. Call, text or email to book a Free Consultation. 


Credit Solutions Agency Ltd is an independent Alternative commercial finance brokerage not a lender, as such we can introduce you to a wide range of finance providers depending on your requirements and circumstances. We are not independent financial advisors and so are unable to provide you with independent financial advice. We are independent and not linked to any lender. We have multiple providers for each solution therefore are able to offer our clients multiple options with multiple Lenders. We are not tied into any one lender for any solution offering. Furthermore we Do Not charge up front fee's,


"Sensible & Affordable
Alternative Business Loans"

"Mortgages, Bridging, Auction and Development Finance built for your business"

"Asset Finance, Invoice Finance, Revolving Credit Lines "

An alternative overdraft smoothing out cashflow peaks and troughs with no long-term commitment.


Total flexibility with a market leading rate from only 0.05% per day. Our flexible solutions are unsecured up to £85k or secured up to £1M

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Business Cash Advance
"Why choose a Business Cash Advance"


Majority of applications are approved within 24 - 48 hrs 


We dont charge hidden admin or processing fees


Payments in line with your cashflow 


Repayments that mirror your monthly cashflow.


No security or business plan needed for an BCA


Total Amount payable agreed Up-Front in advance

"Bridging loans up to 90%"

"Development Finance up to 75% Loan to GDV"

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"With Access to the whole Alternative Property funding Market and over 200 funders, we cater for Development, Bridging or Commercial Mortgage requirements with the most competitive rates and terms"


VAT Loan has a maximum 3 month term




A quarterly flexible facility from £10K upwards




Affordable low monthly rate




As simple as a Weekly or Monthly Direct Debit

VAT Loans


 A quarterly flexible funding facility helping you with your VAT payments.


An unexpectedly high VAT bill can affect business cash flow.

VAT Loan helps you pay that VAT bill on time and frees up your cashflow to continue trading.


Why choose a VAT Loan?

It’s a fast, light touch application process to meet immediate and forthcoming quarter’s VAT payments.

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Applying For Finance is Easy


1. Contact us or complete and return an application form

2. We will get back to you within 24 hours with the next steps

3. When Approved you get the funding you need within days

Finance Approved



Thanks for arranging both the business loan and Shop mortgage. I had tried lots of brokers but  you offered me finance products I could not otherwise get


Great Service and very professional. We are a law firm and needed a cashflow injection to fund expansion plans. . Thankyou CSA for  arranging  the business loan


Second loan you have arranged for me now.  and my superstores. Thanks for such a swift service. We will recommend you to  our suppliers and business collegues


We'd love to hear from you

Low cost Local call rate

0333 772 1765

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